Real estate appraisal services for homeowners in the city of Spokane Valley and Spokane County

The top 7 reasons why WA homeowners order from Collins Appraisal Service, LLC:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in WA by determining the true market value of real estate in question

Need help deciding the price of your house in or near Spokane Valley, WA?
Contact Collins Appraisal Service, LLC.

We at Collins Appraisal Service, LLC understand the individual needs of a customer seeking appraisal services. Our typical business clients get the appraisal process and the customary documents we provide. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Collins Appraisal Service, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to cancel PMI

An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are qualified in helping consumers just like you dismiss unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Collins Appraisal Service, LLC is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Collins Appraisal Service, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Collins Appraisal Service, LLC can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Collins Appraisal Service, LLC can We can assist you. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.